G-255 Reports 4Q Earnings Results with Trading Indicators for Truist, Ally, and Schwab

Truist

Truist Reported 4Q 2025 results (12/31/15) Issuer Indicators remain short credit/long equity. TFC continues to reduce capital to increase shareholder returns.

Ally

Ally Financial reported 4Q results (12/31/25). Issuer continues to expand balance sheet modestly. However, the key metrics for ALLY, CET1 capital (now 10.2%) and Loan quality both continue to improve. ALLY only came to the USD market twice in 2025 and raised $1.35 billion. ALLY trade indicators remain short credit/long equity.

Charles Schwab

Charles Schwab reported 4Q results (12/31/25). Schwab does not report period end balance sheet or cash flow information until they complete their full regulatory filing (10 – K) next month. We include only 3Q balance sheet and shareholder return figures. SCHW is de-levering its balance sheet faster than any of the other 19 US G-255 banks. Key metrics for 4Q 2025: Net Income rose 38% YoY and 4% QoQ. Client Asset rose 18% YoY and 3% QoQ. G-255 trade indicators for SCHW remain long credit/equity.

Disclaimer - This report is not intended as, and does not constitute an offer, or a solicitation to buy or sell any securities or financial instruments. All data, levels, opinions, and representations herein are provided for informational purposes only and should not be relied upon for making investment decisions. Past performance is not indicative of future results. The authors of this report assume no liability for losses or damages arising from the use of this information. Investors should consult with a qualified financial advisor before making any investment decisions. The information in this report is based on sources believed to be reliable, but no guarantee is made as to its accuracy, completeness, or timeliness.